If you’re a teen or the parent of a teen who may soon be looking for health insurance, you may be surprised at some of the changes with Arizona health insurance.  Now, even the lowest priced plans are offering preventive care services, as stipulated in the Patient Protection and Affordable Care Act, more affectionately known as “Obamacare”.  While healthcare reform laws may not be the best legislation for small business owners, the average person making the “average household income” can expect to get better health care at cheaper rates. Even people with pre-existing conditions, who were previously excluded my most carriers, will be able to get coverage by 2014. 

In a recent article featured on the web site for Anderson Insurance Services (www.swhealthinsurance.com) entitled “Arizona Health Insurance Covers More Than You Think”, industry analysts are predicting that healthcare reform laws will ultimately improve the health of Arizona residents.  However, there is no guarantee that the coverage offered by Obamacare will remain in effect, especially if a Republican candidate wins the White House in 2012.  For this reason, many previously uninsured residents of Arizona are signing up for plans with guaranteed preventive care coverage.  Even the high deductible “catastrophic” health plans are offering a suite of built-in preventive care services.  An annual check-up, complete with blood work, well child visits, annual OB/Gyn exams and mammograms are all considered standard preventive care services. 

Even as the state of Arizona has grown the ranks of the uninsured by freezing CHIP and de-funding low-income adult coverage, Arizona health insurance companies are making a way for most people to buy affordable health plans.  As more pieces of the healthcare reform puzzle come together, private health insurance companies are doing their best to keep clients informed about how changes will affect their coverage.  However, if you really want a clear picture of how healthcare reform will impact your family’s budget, it is best to speak with a qualified Arizona health insurance broker.

As the Patient Protection and Affordable Care Act phases in completely, more families will become eligible for assistance from Medicaid because the plan will be open to families with incomes up to 133 percent of the poverty level.   Many health insurers have already removed lifetime limits to their coverage and imposed a “minimum standard” of care, as stipulated by the law.

Find out more about the changes in Arizona health insurance by consulting with a qualified insurance broker from Anderson Insurance Services.

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